Credit Analysis for Credit Officer

Training Description :

Credit Analysis is a critical factor for Bank since they analyse the credit application in order to prevent the Bank from NPL. The Credit Analysis training program provide a comprehensive training program to the participants to enhance their Credit Analysis Skill.

Training Objective :

By the end of this course, participants will :

• Participants gain an understanding of the basic concept of business lending and the various aspects relevant to the business
• Participants are able to conduct good credit analysis includes determining relevant information, collect, analyze and pour it in a memorandum
• Participants are able to conduct credit monitoring effectively to suppress the potential problem loanser

Training Method :

Skills are extensively practised during the workshop so that the delegates are ready to implement new customer-directed behaviour on their return to work.

Outline :

• Philosophy of Credit
• Philosophy of Interest
• Credit Process
• Income Verification
• Collateral Verification
• Limit Setting

Who should attend ?

Anyone, whose role requires servicing to others, for example: Workflow Manager, Income Verificator, Collateral Verificator, Credit Officer or anyone seeking to acquire the skills involved in these roles.

Course Leader :

Gatut Gantoro

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